The Responsible Family
Before You Order

Still Deciding? Here Are The Seven Questions People Ask Before They Order The Lamorial Planner.

You have seen what happens when only one person knows where everything is. This page is the other half: what the planner actually does for your family, why so many people order two, and what happens if it is not right for you.

A woman on her couch holding the Lamorial planner, Canadian Edition

Most people look at this planner more than once before they order. Fair enough. The ads show you the problem, not the pages. Here are the seven questions we get asked most, answered plainly, with the pages photographed.

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1. Is It Just A Password Book With A Nicer Cover?

No. A password book tells your family what you have. This planner tells them how to get into it.

Here is the difference. Hand a password book to your son the week he needs it. He types the password correctly, and the bank sends a code to a phone number nobody can reach, or a reset link to an email nobody has opened in years. He has the password and he still cannot get in.

With the Lamorial planner, the next line already has the answer: which email each account sends its resets to, which phone gets the codes, and the answers to the security questions you set years ago. He gets in, pays the bill, and gets on with his week.

Every line tells you what to write, so you are never staring at a blank page.

The planner open to the Your Main Phone and If The Phone Is Locked pages

Section 1, photographed: the phone, the accounts behind it, and what to do if it is locked.

2. What Does It Actually Do For My Family?

Think about the weeks you are not there to ask.

You are away visiting family and your son is watching the house. He does not ring you about the Wi-Fi password, the alarm code or which day the bins go out. It is in the book.

You are laid up for a few days after a knee replacement. Your sister keeps the hydro, the phone and the property tax paid, because the book says which account pays each one and which card it comes off.

The water heater goes on a Sunday. Whoever is in the house finds the plumber you actually trust, not the first number online.

That is what the nine sections are for: your phone and the accounts behind it, the bank and cards, the bills and subscriptions, the house and car, the people your family would ring, and a few pages for the things you would want them to know. 83 guided pages in all, and every line tells you what to write. At the front is one page called The First 48 Hours: the handful of things to do first, in order, if something happens suddenly.

The planner open to The First 48 Hours checklist and the start of Section 1

The First 48 Hours, then Section 1.

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3. Why Do So Many People Order Two?

Because nobody can fill one in for someone else. Your planner holds your accounts, your passwords and your bills. Your husband's, your sister's or a close friend's live in their head, and the ones you have never logged into are the ones that lock. The RRSP they set up before you met. The email they have had since university that every reset goes to.

So most people order one for themselves and one for the person they would be looking after, or who would be looking after them. Then if either of you is laid up, the other keeps the bills paid without a single guess. That is why the second planner is half price.

"I ordered one of these journals for me and one for my husband after my mother-in-law passed away. They are an absolute must."Sheila K.
Two Lamorial planners, Canadian Edition, on a kitchen counter beside a coffee and a set of keys

4. Is It Easy To Fill In?

Yes. Every line tells you what to write, so there is never a moment of wondering what goes where. Large type, one page at a time, nothing to install and nothing to log into. If you can fill in a form at the doctor's office, you can do this. Most of our buyers are between 60 and 80, filling it in for themselves.

And once it is done, the quiet "I really should sort this out" that has been sitting at the back of your mind finally goes away.

"So being 71 myself, I went out and bought myself a planner. Peace of mind for myself and for the family."Patty M.
"I ordered this and it just arrived. I'm very impressed with how thorough it is. Everyone should have one."Donna S.

5. Is It Safe To Write Passwords In A Planner?

Safer than most people expect. A book cannot be hacked, phished or wiped by a software update, and it is only useful to someone standing inside your home. Keep it where you keep the passports and tell one person where that is.

Then the day someone needs it, it is in the drawer with your passport, not behind a login nobody knows.

If you would rather not write every password in full, write a hint your family will understand, or type the passwords into the Fillable Digital Edition and keep the book as the map. Two- and three-planner orders get the digital edition free.

6. What If I Don't Finish It?

Start with the first section. Even that alone is more than most families have. Every page after it tells you what to write, so you can pick it up whenever you like, and the update pages at the back mean you never have to rewrite it.

The one honest push we will give you: only the person who knows the answers can fill it in. The security question you set a decade ago, the email every reset goes to, the bill that comes off a card nobody else knows about. Write them down while it is easy, not in the week you are in hospital and someone else is trying to keep the bills paid.

"Nobody tells you that losing someone means months of locked accounts and phone calls before you ever get to sit down and just miss them. I went through it. Everything's in here now so my kids will never have to."Linda L.

7. What If It Is Not Right For Us?

You have 30 days from delivery. Email info@lamorial.com, send it back, and you get a full refund. No return fee. Shipping is free both ways. We answer every email within a day, usually faster. It ships with tracking. Allow three to five business days for processing and six to twelve business days in transit, depending on where you are in Canada.

And one thing to know before you order: the three-tier pricing, the free e-book and the free Fillable Digital Edition on two- and three-planner orders exist only at lamorial.com. A similar navy planner somewhere else without the nine sections and the First 48 Hours page is not this one.

The Lamorial planner, Canadian Edition, on a desk beside a lamp, a pen and a folder of papers

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A Few More

I Already Have A Password Manager. Do I Still Need This?

Yes, and the comments under our ads are full of the reason why. The manager is locked behind a master password, on a device, protected by its own login. If your family cannot get into the device, they cannot get into the manager, and the manager holds none of the rest: the code app, the recovery email, the bills on autopay, the plumber you trust. Keep the manager. Write its master password in the first section of this planner, and the day your family needs it, they can open the manager and everything the manager never held.

What If I Keep It And Someone Breaks In?

Keep it somewhere safe. It can be as hidden as you like, in a locked drawer, a safe, or the bottom of the filing cabinet, as long as the people who will need it know where it is. That is the only rule. The same person who could take the planner could take the passports from the drawer, so treat it like those. The planner is a map for the people who already have your keys.

Does It Replace A Will?

No, and it does not try to. A will says who gets what. This planner says where everything is and how to get into it. The will goes to your lawyer. The planner stays at home, where your family can find it.

Can I Buy It As A Gift?

Yes, and a lot of people do. The cover reads Everything They'll Need, which is the point: it is a gift about care. Many people order more than one and give the others away: one for a husband, a sister or a close friend, because nobody can fill one in for someone else.

What Is The Fillable Digital Edition?

The same 83 guided pages as a PDF you type into on a computer or tablet. It is free with two- and three-planner orders. Most people keep the planner as the master copy, where everything is and how to get in, and use the digital edition for the passwords that change.

P.S. The most common message we get is from the spouse who did not want the planner. Karrie B. put it best: "My husband reluctantly opened his copy after I wouldn't stop asking. He thanked me for nagging him later." If you are the one who handles everything, you already know which of you needs to hear that.

This page is an advertisement published by Lamorial. It is not a news article, blog post or consumer report. Customer quotes reflect individual experiences and are not necessarily typical of all users. Prices are in Canadian dollars and correct at the time of publishing.

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